
If you’ve been injured while working for the railroad, you may be wondering whether you can settle your Federal Employers’ Liability Act (FELA) claim on your own. While it might seem faster or easier to deal directly with the railroad’s claims department, doing so can cost you far more than you realize.
Why Settling on Your Own Is Risky
Railroad companies have claim agents and lawyers who handle FELA cases every day. Their goal is to protect the railroad’s bottom line — not your future. They might seem cooperative, but their job is to limit what the company pays out, even when the railroad’s negligence clearly caused your injury.
Once you accept a settlement and sign a release, your claim is closed for good. Even if your condition worsens or you discover new complications, you cannot reopen the case. That’s why it’s critical to make sure you fully understand your rights and the true value of your claim before signing anything.
What a FELA Attorney Can Do for You
FELA claims are not the same as workers’ compensation cases. You must prove that the railroad’s negligence contributed to your injury — but if you can, you may recover far more than under workers’ comp, including:
- Full lost wages and future earning capacity
- Medical expenses, both current and future
- Pain, suffering, and emotional distress
An experienced FELA attorney can investigate your case, gather evidence of negligence, and ensure that your claim is valued correctly. Most FELA lawyers work on a contingency fee, meaning you don’t pay anything unless they recover money for you.
The Bottom Line
You technically can settle a FELA claim yourself — but you probably shouldn’t. The railroad already has professionals protecting its interests. You deserve the same. Before signing any settlement papers, talk to an attorney who focuses on FELA cases. It could make a life-changing difference in your recovery and your future.
If you’ve been hurt working for the railroad, contact Doran & Murphy, PLLC for a free consultation. We can review your situation, explain your rights, and help ensure you get the compensation you deserve.



